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August 23, 2017

Summary of Research on CSAs

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    College Savings Accounts (CSAs) help foster a college-bound identity in children: One of the driving forces behind interest in CSAs is the potential they have shown for changing the way people think about their futures. The concept of a ‘college-saver identity’ may explain the effects of small-dollar CSAs
August 22, 2017

Identifying Short Term Outcome Metrics for Evaluating Whether Children’s Savings Accounts Programs Are on Track

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Children’s Savings Account (CSA) programs are long-range investments starting at a child’s birth or upon entry into kindergarten but not coming fully to fruition until a child reaches college age. Without clear indications of interim progress over such a long time span, maintaining support for CSAs is difficult.
August 22, 2017

Better Together: Policies that Link Children’s Savings Accounts with Access Initiatives to Pave the Way to College

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As the price of college continues to escalate, too many low- and moderate-income students are priced out of postsecondary education. For some, the full extent of the price of college is realized too late in their planning process to best leverage all the financial aid resources available to them. For others, the
August 22, 2017

Financial coaching: A strategy to improve financial well-being

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About CFPB Research, Tools, and Resources for Financial Educators An essential part of the mission of the Consumer Financial Protection Bureau (CFPB or Bureau) is to empower consumers to take more control over their financial lives. Since the Bureau opened its doors in 2011, we have worked to